Here are specific advice on how to both save money and earn more. We live an affluent society where each of us has a lot more than we need. We work our asses off in inder to have two cars, a big house, travel, tons of electronic devices and so on. But is it really necessary? Can we live a good life - the good life without all these things? And is it a sign, that something is not right in our lives?
Climate crisis and Corona made many think about their life. Do I live the life, I really want to? The worst part of pandemic is (hopefully) behind us and society is up and running again. It's so easy to suppress these considerations and get on the hamster wheel again and just let life go on. Matbe it's time to let these though root and look on what makes you happy. Is it to travel? Having a summer house? Having all of your family close by?
Admit, you can't work many hours and still have time to do what you really, really want. I've realised that I want to spend my life on other things than working 60-70 hours per week for an ok salary, but in the end someone else takes the profit.
Here's practical advice on how to save money for what really matters in your life. Small changes, that make a big difference moneywise.
Get an overview - and keep it
Make a list of all things you spend money on. Be sharp and group them into what is needed- and not needed. What's not needed must be cancelled. What's needed must be optimised.
Here's advice what you can do:
- Use only one all-round cleaning agent.
- Buy cheaper toilet paper and kitchen paper towel. I use Aldis - it's top quality.
- Use liquid detergents for washing machine and dishwasher. It lasts longer and is better for the environment.
- Don't go bargain hunting if you know you aren't able to use it all.
Clothes and shoes
Kids grow fast and wear and tear their clothes and shoes. But do you really need all that clothes? Sell it. You'll wonder how much of your clothes you can actually sell. Second-hand is good, second-hand is in.
- Sell your stuff at the right time of the year - winter cloths can't be sold during the summer.
- Set your prices to a reasonable level - that makes a quick sale.
- Add clothes and shoes to your wish list at Zalando, Boozt, Asos and all the other places - very often it's on sale within shortly. (And you do survive if it's sold out)
- Set a timer when taking a shower, especially teenagers can shower for hours. (I know - I have three)
- Turn off the light, when you are the last to leave a room.
Work canteens and takeaway
The kids have a packed lunch, but mum and dad eat in the canteen at work.
- Canteens at work are practical, with lot's of good food - they are also expensive. Make packed lunches for everyone in the family.
- Takeaway is delicious, practical and quick dinner - but it'll cost you a fortune if you order takeaway several times a week.
- Make large portions of food and freeze. Defrost in the fridge, that's good for the electricity bill.